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If you drive, you know, that gas prices grew 50% for the last year. And chances are they have not reached the peak yet. Every nigth in the news we hear how the oil got more expensive, so the price of gas will keep on growing too. What are we suppose to do to get back and forth to work or other places we need to go?

In these circumstances, consider getting a gas credit card. How it can help you? With a gas credit card you can pull into the gas station and not have to empty your wallet into the gas tank. With a gas credit card you can make full and put it on the credit card and pay for it later. Another advantage: you can get nice cash back for your gas purchase and save some money. Consider, that you could save up to 5% on fuel, using gas credit card. Also you can earn up to 5 points per dollar spend. You can redeem them on gas or vehicle service later.

You have to know, that gas credit cards are not the same. They can be divided on 2 main categories: 'gas station brand name cards' (no visa/mastercard/amex logo on it) and gas credit cards issued by banks with visa/mastercard/amex logo. What it the difference?

Gas station brand name cards let you buy gas or merchandise only from any particular gas station name, like BP or Sunoco, for example. You cannot use this card anywhere else. You shoul get this card if you pumping gas at the same place all the time and know that this particular station has best price. But cash backs and point rewards are usually better with these type of cards, because they prevent you from buying gas somewhere else.

Other type of gas credit cards are being issued by banks. They let you buy fuel everywhere you want. Agree that sometimes gas price could be better across the street, and you going to have you discount anyways. These gas cards give you more freedom in making decisions, where to buy gas for your car. Also it's useful for trips: you don't know, at what gas station you going to stop next. At the same time, with bank gas credit cards you can buy anything you want, not only gas. Its just you will not earn points or cash back on these type of purchases.

Many well known gas stations offer their own credit cards. You can apply at the station you use most often or you can go online to a credit card comparison site and compare the gas cards side by side to see what is the best one for you and apply for it right there on the internet. Having a gas card is also useful for keeping track of your gas expences, especially if you have business or several cars at home.

A gas credit card is a welcome sight when you see the price signs at the gas station these days. However as with all other credit cards they should be used with caution and keep track of what you are spending so that you are still able to pay it off when you get the bill. True, that it is much easier to swipe a card than it is to walk into the gas station, wait in line, then pay the cashier, then go out and pump your gas. Go to your favorite station or visit a website like http://www.credit-card-accepted.com and apply for your gas card today.